Insurance Law
Sometimes, even when someone is clearly at fault, there may be questions about the defendant’s insurance coverage or the amount of the available insurance coverage to cover the resulting injuries and damages.
Many exclusions included within insurance policies can be used by the at-fault party’s insurance company in an attempt to deny or limit coverage in the case of a personal injury incident. Oftentimes, a defendant may have an umbrella or excess policy of liability insurance over-and-above the primary policy. Insurers may not volunteer this information.
Sometimes an insurer wrongly refuses to pay the claim of its own insured under a policy, including claims under:
- Uninsured or underinsured motorist benefits
- Medical payments coverage
- Homeowner’s insurance
- Fire insurance
- Life insurance
- Health or disability policy
If this occurs, the insurer may be subject to liability for acting in bad faith. Under Wisconsin law, an insurer may not unreasonably deny or delay payment of its own insured’s claim under a policy.
At Cannon & Dunphy, S.C. our team is knowledgeable about how to uncover and verify such policies. We are experienced in challenging insurers’ attempts to exclude coverage. Our team is also experienced in litigating bad faith claims against insurance companies. We are large enough to effectively fight for you but small enough to care. Contact us today to find out how we might be able to assist you.
