State Farm is one of the most popular insurance companies in the United States. When you are in a car accident in Wisconsin, you will have to file a claim against the at-fault driver due to the state’s fault car insurance laws. You may have to enter into negotiations with a State Farm claims adjuster to obtain funds for your losses.
When you suffer serious injuries from a car accident, you want to obtain compensation to pay for your damages. These losses can include medical bills, physical therapy treatments, medications, property damage, and other physical damage. At the scene of the accident, you will collect the insurance information from the at-fault driver and obtain this compensation through State Farm.
State Farm goes through the following process to settle insurance claims:
This process gives little room for you to negotiate your settlement and explain the extent of your losses. Many insurance companies tend to limit input for an intentional reason. It’s important to note that you and State Farm have different goals for your settlement.
You want to obtain the maximum possible compensation to pay for your injuries. The claims adjuster wants to save the insurance company as much money as possible, providing minimal settlement options. To avoid agreeing to a lower settlement than what you need, you should obtain the services of a Wisconsin car accident attorney and conduct an external investigation.
The moments after a car accident are crucial for filing a successful claim and receiving an adequate amount of funds. Sometimes, claims adjusters will attempt to contact you as soon as possible in order to get you to agree to a settlement before you have a chance to obtain an attorney or properly assess your injuries.
Follow these tips to avoid waiving essential rights to your compensatory damages.
After a car accident, speak to an attorney as soon as possible. If you are able to move around the scene, take pictures of both cars, your injuries, and the area around the scene. If there are any witnesses in the area, ask them for their contact information. Make sure to collect all relevant information from the at-fault driver, including name, phone number, and insurance information.
If you are unable to obtain this information due to injuries or disorientation, speak to an attorney. A car accident attorney can help investigate the circumstances of your case and collect evidence you may not have access to.
Insurance companies tend to offer the minimum settlement to claimants who do not have an attorney. In addition, State Farm may not give you the opportunity to negotiate the settlement. An attorney can provide multiple benefits for your State Farm claim.
To increase your chances of a successful State Farm claim, hire a car accident attorney to represent you at the negotiating table.